CASCO insurance is an optional insurance of the car for partial or total damage caused to it following a future and unforeseen event. CASCO does not take the place of compulsory insurance (MTPL).
Depending on the level of insurance, CASCO can cover damage caused by an unknown perpetrator, damage caused by natural phenomena, damage resulting from a road accident, regardless of the person at fault, theft of the vehicle, etc.
Under this insurance, the relationship between the insured and the insurer as well as the rights and obligations of each party are established by the insurance contract, not being applicable the special provisions of the laws relating to the compulsory civil liability policy RCA.
Due to the lack of regulation by law, in practice we have encountered numerous situations where insurers have committed abuses in responding to claims for compensation or in the correct assessment of damages or reparations, all of which lead to unjustified reduction of the compensation granted to the injured person. Although we often had to go to court, in the end we obtained fair compensation for our clients.
We analyse each case individually and offer legal assistance in this area as well, in order to assess the damages correctly and pay real compensation as soon as possible.
We make sure that the injured person benefits from the respect of his rights by the insurer and from the most correct reparation of the damage caused by all legal means at our disposal, including:
- Providing legal assistance immediately after the event for the preparation of legal documents and taking the best measures;
- Making a claim to the insurer;
- Representation of the injured party before the insurer, police, experts and other competent public institutions and authorities;
- Drafting and supporting the action before the court - in all phases - merits, appeal and appeal;
- Formulating the request for enforcement on the basis of the enforcement titles obtained and following the enforcement procedure until the collection of the compensation by the injured party.
Florentin Grecu
Main areas of expertise: insurance claims, criminal law, misdemeanor law, debt recovery, civil law, administrative-fiscal law, litigation and arbitration.
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